1. Choose a mortgage

A Belmont Financial Adviser can help you choose a mortgage that's right for you – and give you advice on how much you should borrow.

2. Visit the estate agents

It's time to start house hunting.

3. Make an offer

Don't forget that this will be subject to completing contractual details and undergoing a survey.

4. Complete your mortgage application

With help from your Belmont Financial Adviser, this can be a stress-free experience.

5. Arrange for your home to be valued

Your mortgage lender needs to check that the property is suitable security for the mortgage.

6. Receive an offer letter

Your mortgage lender agrees your mortgage application and sends you an offer letter.

7. Contact your solicitors

When arranging a home purchase, there are many tasks only a solicitor or conveyancer is qualified to do.

8. Take out protection on your home

As a new home-owner, you'll need to think about new insurance policies to protect you and your home against the unexpected.

9. Exchange contracts

It's now time to pay your deposit, if applicable.

10. Pick up the keys

The completion day has arrived – and the home is yours.

Take advantage of our comprehensive, professional mortgage service. Arrange an appointment with a Belmont Financial Adviser today.

Notes

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage