1. Choose a mortgage

A Belmont Financial Adviser can help you choose a mortgage that's right for you – and give you advice on how much you should borrow.

2. Visit the estate agents

It's time to start house hunting.

3. Ask your solicitor to 'note interest'

You will be told if a closing date is set and that the property will not be sold without you having the chance to make an offer on it.

4. Complete your mortgage application

With help from your Belmont Financial Adviser, this can be a stress-free experience.

5. Arrange for your home to be valued

Your mortgage lender needs to check that the property is suitable security for the mortgage.

6. Receive an offer letter

Your mortgage lender agrees your mortgage application and sends you an offer letter.

7. You make an offer

When you have had the property valued and have returned the signed acceptance of the mortgage offer you are ready to make your offer.

8. Take out protection on your home

As a new home-owner, you'll need to think about new insurance policies to protect you and your home against the unexpected.

9. Your offer is accepted

Your offer is accepted and your solicitor concludes missives.

10. Pick up the keys

The completion day has arrived – and the home is yours.

Take advantage of our comprehensive, professional mortgage service. Arrange an appointment with a Belmont Financial Adviser today.

Notes

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.